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11 Common Real Estate Terms Explained

By Virtual Results

11 Common Real Estate Terms ExplainedIf you’re buying or selling a home, you’ll probably come across some terms that you’ve never heard before, or don’t completely understand. Being confused about the terminology can make an already complex process that much more stressful. By educating yourself before you dive into the market, you’ll gain peace of mind and might even save some money. Here are the most common real estate terms or concepts you should know.


If you’re purchasing a home with a loan, the lender will require an appraisal. This is an evaluation of all aspects of your home to determine its value, including its size and condition on both the interior and the exterior.

Adjustable Rate Mortgage

When shopping for a mortgage, you may decide to apply for an adjustable rate mortgage. These types of loans have a variable interest rate and are generally extended for 5, 7 or 10 years. They may also have a cap on how high the rate can grow.

Fixed Rate Mortgage

As opposed to an adjustable rate mortgage, a fixed rate mortgage has a predetermined interest rate. The life of the loan is typically 15 or 30 years.


Closing is the last step of a real estate transaction when paperwork is signed and the title is transferred from the seller to the buyer.


When drawing up a contract for a real estate transaction, there may be certain provisions that need to be met in order for the sale to go through. These provisions are called contingencies, and a home may be listed as “contingent” until these requirements are met.

Down Payment

A down payment is the money a buyer pays upfront to secure the purchase of the home. In most cases, the down payment is 20 percent of the purchase price, though this can change depending on the type of mortgage you secure.

Earnest Money

Earnest money is the cash that is deposited when an offer is made on a home. If the sale goes through, the earnest money is often used towards the down payment. If the buyer backs out of the deal for reasons not stated in the contingency, the earnest money goes to the seller.


A property is in escrow once the buyer and seller enter into an agreement and the earnest money is paid. A neutral third party then holds that money until all requirements are fulfilled.


Before you begin looking for a home in earnest, you should secure a pre-approval from a lender for your mortgage. This is typically a letter from a bank stating how much they will lend to you.


The title is the rights to a property, and often refers to the document that shows evidence of ownership. During the buying/selling process, a title company will conduct research to determine if the title is clear. If there are no outstanding claims on the title, it is then transferred during the closing process.


When a lender researches a borrower to determine whether or not to extend credit, this is called underwriting. This determination is made by examining the buyer’s credit scores, income, credit history and debt.

Compliments of Virtual Results

Housing Trends for 2017

By Virtual Results

Housing Trends for 2017

If you’re considering buying or selling a home in 2017, it’s advisable to know what to expect as you dive into the market. Here’s a look at what some experts are predicting for the coming year.

Mortgage rates are expected to rise

2016 saw record-low mortgage rates, but they started to climb after the election. Many experts predict that rates will continue to climb by up to half a percent over the course of 2017. If you’re looking to buy, now is the best time to pull the trigger to lock in the lowest rates you’ll see for awhile.

Home prices should see moderate gains

Home prices grew an estimated 4.9 percent in 2016, but that growth will likely slow in the coming year. predicts that home prices will slow in 2017, with gains of 3.9 percent year-over-year. They expect cities like Akron, Ohio; Greensboro-High Point, North Carolina; and Baltimore-Columbia-Towson, Maryland, to see some of the biggest gains.

Midwestern cities will attract more millennial buyers also expects more millennials to buy their first homes in 2017. Midwestern cities will likely benefit the most from this uptick. Homes in the largest midwestern cities will attract these younger buyers due to their affordability. Some of the cities expected to get a boost from millennials include Des Moines, Iowa; Omaha, Nebraska; Minneapolis, Minnesota; Columbus, Ohio; and Madison, Wisconsin.

Inventory will likely drop

2017 will continue to be a seller’s market, with inventory predicted to drop even further than 2016 levels. The construction of single-family homes hasn’t fully recovered since the recession, contributing to dwindling inventory in many of the country’s largest markets.

New home prices will increase

Zillow anticipates that the cost of a new home could rise in 2017 due to higher labor costs. The country could see a shortage of construction labor due to tighter immigration policies under a Trump administration, which could force builders to raise wages for construction workers. These costs would likely be passed on to consumers in the price of the home.

“Surban” becomes the new mixed-use

Mixed-use developments have become more popular in recent years, but they’ll soon be displaced by the “surban” community. These are developments that blend the best of both urban and suburban lifestyles. The idea is that these communities allow their residents to walk to work and enjoy easy access to amenities like shopping and entertainment. They are designed to be inclusive and affordable and have strong public schools.

The west will see the biggest gains

While overall the country will see gains, western states are predicted to see the biggest increases in prices and sales. Home prices in western cities will likely increase to 5.8 percent, while homes sales are expected to increase 4.7 percent.

Growing families could benefit the most in 2017

For those buyers who want to trade-up into a larger home, 2017 may be your golden opportunity.  Prices for smaller homes have outpaced their larger counterparts, and more inventory is available on the higher end of the housing spectrum. When selling, choose the best offer over a speedy sale. That extra cash will stretch further on your new home.

Compliments of Virtual Results

New Year’s Resolutions for Homeowners

By Virtual Results

New Year’s Resolutions for Homeowners

What’s your New Year’s resolution this year? Instead of making the same pact year after year to lose weight or eat healthy, why not make a resolution that sticks? If you’re a homeowner, consider making a commitment that can really save you money and improve your quality of life in the long run. Here are some of our suggestions for New Year’s resolutions for homeowners.

Get ahead on your mortgage

Have you ever thought about how much money you could save – and how much more quickly you could pay off your loan – if you were to put extra money towards your mortgage? If you were to make one extra mortgage payment a year, you could literally save yourself tens of thousands of dollars and shorten the amount of time you’re on the hook for those payments.

Challenge your property tax assessment

Has your home declined in value in recent years? Then you could be saving money on your property taxes. Be sure to review your property tax bill and note the assessed value of your home. If you feel the value is excessive, you can appeal. Visit your tax assessor’s website to find out how the process works in your area.

Review your homeowner’s insurance

Did you know that you might qualify for discounts on your homeowner’s insurance? If you’ve made any major repairs or improvements, you could be entitled to a discount. Contact your insurance company to make sure they have the most up-to-date information about your property. And if they won’t budge on the premium, consider shopping around for a new policy.

Audit your energy usage

Depending on where you live, you may qualify for a free energy audit. In some states, a nonprofit will come to your house free of charge to assess your energy usage and make recommendations about how you can save money. If that option is not available, you can hire a professional energy auditor. Even simple lifestyle changes, like switching to LED light bulbs or getting a programmable thermostat, can make a big difference in your monthly bill.

Tackle home improvement projects

Has your home’s to-do list gotten a mile long? There’s no time like the present to start tackling some of those home improvement projects you’ve been putting off. Some of the projects that are worth doing include:

  • Sealing drafty windows
  • Silencing squeaky floors
  • Adding an alarm system
  • Installing motion-detecting lights on the exterior
  • Calling air conditioning repair service
  • Weather-stripping doors
  • Cleaning out your dryer’s lint trap
  • Changing the furnace filter
  • Planting a vegetable garden
  • Installing rain barrels to catch and save rain water
  • Buying a compost bin and composting kitchen scraps and yard waste
  • Creating a housecleaning schedule, and assigning chores to every family member

Take time to enjoy your home

It can be easy to get sidetracked by all the things you’d like to do for your home, but remember to set aside time to actually enjoy your space. Plan a party, invite friends over for a movie night, or simply sit on the porch and watch the sunset. You deserve to enjoy the home you’ve worked hard to own and maintain.

Compliments of Virtual Results

Dress Up That Unused Fireplace

By Virtual Results

Dress Up That Unused FireplaceNothing beats a warm, toasty fire on a cold, snowy day. But what if your fireplace is not working or not used? No problem! There are many creative ways to put that otherwise unused space to work for you. Here’s a look at some of our favorites.

Turn it into a unique storage space

Not sure where to store those extra books? Why not use the fireplace? By adding shelving units to the inside of your fireplace, you can turn it into extra storage space that adds a unique focal point to your room.  Make it even more interesting by painting the interior of your fireplace a contrasting color or adding wallpaper.

Use it as a display

Do you own an interesting collection of vintage suitcases or glass terrariums? Make your collection even more inspiring by displaying them inside your fireplace. This works best with larger items that aren’t easily breakable. There are different types of Vacuum Suction Cups for moving heavy glass items. Create a unified vignette and wait for the compliments to roll in from guests. Or do you own a fantastic piece of framed art? Use the fireplace interior as a backdrop to show it off.

Go fresh

Have you ever considered using the inside of your fireplace as a place to display flowers or plants? Instead of distracting from the interesting architecture of your fireplace, it can enhance and draw attention to it. Flowers can add color and dimension to your room while green plants can add freshness and soft lines. You can even go seasonal in your décor by displaying fresh pine sprigs or holly branches during the holidays.

Cozy it up with candles

Even if your fireplace isn’t up the challenge of a roaring wood fire, you can still create a warm and cozy effect with candles. An arrangement of pillar candles can create the same romantic vibe in your room without the smoke, mess or hassle. This is a great solution for those with allergies. You can even switch out traditional candles for the electric variety, which is the perfect solution for homeowners with pets.

Stack firewood

Just because you can’t have a fire doesn’t mean you can’t have firewood. Give that unused fireplace the feeling of wood fire by stacking logs inside. Choose logs that are the same length but with varying diameters, and pack them tightly to fill the whole space. The natural wood will give your room a rustic and homey ambiance.

Install a graphic screen

If you go for a more minimalist look and want to keep the clutter at bay, try installing a graphic screen against the back of your fireplace to match your room’s décor. The screen can cover up any areas of the fireplace that are unsightly and add a visual pop to the room.

Create a bar

Do you enjoy entertaining? Then consider turning your beautiful, unused fireplace into a makeshift bar. Place a wine rack on the floor and display your favorite bottles. Place a small table over the top to store glasses and barware. At your next party, let guests serve themselves.

Compliments of Virtual Results

Holiday Decorating When You’re Selling

By Virtual Results

Holiday Decorating When You’re SellingWhile selling a home during the holidays can be more hectic than usual, sellers do have an advantage. It’s the perfect time to show your home in the best possible light with strategically chosen holiday décor. While you don’t want to go overboard, by adding just the right amount of coziness and cheer, you can make your home that much more warm and inviting to potential buyers. Here’s how to do it.

Clear out the clutter

Before you start decking the halls, be sure to clean out the clutter, as you would normally do when staging your home. This includes removing bulky furniture and storing personal items. The key to remember is that you want potential buyers to be able to imagine themselves in your home. It’s essential that you give them a clean slate from which to do it.

Go easy on the outdoor lights

Adding some cheerful twinkle lights to your home’s exterior can create a cozy glow. And if your neighbors tend to go all-out with holiday decorations, it does help to show unity. But go with the idea that less is more. While a few strings of light add charm, this year you may want to forgo the inflatable snowman or colorful lights set to music. Add some seasonal touches like a pine wreath for the front door or electric candles in the windows that turn themselves on at dusk.

Decorate in the same style as your home

If you have a country home, then rustic decorations make perfect sense. But if your home is midcentury modern, you may want to rethink them. Choose holiday decorations that are in keeping with the style of your home. This will enhance your home’s natural features, not detract from them.

Don’t gobble up floor space

While you may love having an enormous tree, now is not the time to set it up. Having an overly large tree in your living room can make the room appear smaller – which is the last thing you want to do when showing your home. If you want to put up a tree, keep it small and simple. Don’t use too many ornaments. Elegant and tasteful is best.

Keep holiday cards packed away

We know you love to keep holiday cards on the mantle or displayed on a counter, but you should keep them tucked away during a showing. Holiday cards are personal, and just like any other personal items you should keep them stored when you’re selling.

Use neutral decorations

Though it is the time of year where we celebrate our beliefs, it’s not a great idea to display overtly religious decorations when you’re showing your home. Keep the nativity scene in storage and display festive items that won’t be off-putting to anyone who may have different beliefs. Safe bets include simple silver and gold decorations, a pretty bowl of pinecones, or even a nutcracker or two.

Fill the air with holiday scents

Buyers will notice how your home smells and can factor into their decision-making, so now is a great time to bake those Christmas cookies or set out a pot of simmering potpourri on the stove. Just don’t go overboard, or it can be a little suffocating. Opt for clean, natural and warm smells that make your home feel cozy and inviting.

Compliments of Virtual Results

Pros and Cons of Prefab Homes

By Virtual Results

Pros and Cons of Prefab Homes

During your home search, you may have come across advertisements for modular or prefabricated homes. Have you wondered how they differ from stick-built homes, or if they could be an option for you? Here we’ll break down the pros and cons of buying and owning a prefab home.

What is a prefab home?

First of all, let’s get clear about what a prefab or modular home is. Simply put, instead of being built entirely onsite like a traditional home, a prefab home is constructed at a factory and assembled in parts onsite, of course these factories need the right factory ventilation for people work efficiently, so getting the right professionals for this is important. Generally speaking, a prefab home can be assembled in a matter of days. They are also subject to the same types of building codes as traditional homes, so they can be built almost anywhere.

Pros of prefab homes

Prefab homes can be a great option for many homeowners. Some of the benefits of a prefab home include:

  • Quality – Prefab homes are constructed in a factory on an assembly line, so they are subject to strict quality-control standards. They are not subjected to environmental conditions when being constructed, like traditional homes, and are built to withstand shipping.
  • Energy efficiency – Prefab homes, especially newer models, tend to be more energy efficient than traditional homes. They feature tight seams and often include energy-efficient windows and appliances. There is also less waste involved with their construction since they are factory built.
  • Fast construction – Since the homes come in pieces that are assembled onsite, the time to build the home is greatly shortened.
  • Affordability – With less labor involved in putting up the home, prefab houses tend to be more affordable than traditional homes. In addition, their energy efficient features save homeowners money down the line.

Cons of prefab homes

While there are many advantages of building and owning a prefab home, there are some disadvantages. These include:

  • Cost of land – Even though the house itself is often cheaper than a traditional home, the cost of the land is the same. There can be some sticker shock for buyers though, if the land needs to be developed for use, such as installing a septic system.
  • Bigger payments upfront – If you’re buying a traditional home, then you generally make a down payment of about 20 percent. But for a prefab home, the home must be paid for in full before you take ownership.
  • Hooking up utilities – If you’re buying a prefab home, you’ll need to make arrangements for utilities to be installed, like connection to city water and electric.
  • Fewer customization possibilities – Since prefab homes are assembled in a factory, they aren’t as easy to customize as a traditional home. You will be limited to the configuration choices that the builder has available.
  • Problems selling – You may run into additional challenges when trying to sell a prefab home in the future. Some potential buyers may be put off by the fact that it is a prefab. This is when it can be helpful to work with a trusted real estate professional that has experience reaching the right type of buyer for a prefab home.

As you can see, deciding whether or not to purchase a prefab home is really a personal decision. If you do determine that a prefab home could be right for you, be sure to discuss this with your agent so they can help you find just what you’re looking for.

Compliments of Virtual Results

Host a Successful Yard Sale

By Virtual Results

Host a Successful Yard SaleYou’ve finally cleared your house of all the clutter, but now what do you do with all that stuff? Have you thought about hosting your own yard sale? Yard sales are a great way to make some extra money while also reclaiming precious space in your home. Here’s what you need to know to make the most of your yard sale.


You can’t unload all that great stuff if people don’t know you’re having a sale, so the first thing you should do is get the word out. There are all kinds of resources available for advertising your yard sale – from ads in the local paper to the “Garage Sale” section on Craigslist. Place signs at major intersections in your neighborhood the morning of the sale, but be sure to check city guidelines first, as some municipalities don’t allow or restrict the number and kind of signs you can post.

Enlist the neighbors

Along with advertising, let your friends and neighbors know you’re planning on having a sale, and invite them to come by. Better yet, see if any of your neighbors are willing to host their own sales on the same day, and advertise that there will be multiple homes in your neighborhood having sales. Shoppers are more willing to come by if they know there will be plenty of items to look through.

Prepare and price items

Once you’ve gathered your items, take time to make sure everything is clean and in working order. If possible, have outlets available so that shoppers can test out electronic items to make sure they work. Once everything is ready to go, take time to price your items before the sale. There are many schools of thought as to how to best price items – if you love to negotiate then you may opt to not price items and see what shoppers offer. However, if you don’t want the hassle of negotiating, price each item individually or group items together, such as pricing all soft cover books for $1.

Consider layout and ambiance

Yard sales begin early, so if you have the space try to set up as much as possible the night before. Group like items together and display them in an attractive fashion. You can use Showplace exhibition stands to highlight special items. Hang clothes on garment racks or clotheslines and place especially desirable items towards the street so they catch the eye of people passing by. Put on some nice background music, sell lemonade and snacks and make the whole environment as pleasant to linger in as possible.

Have change and keep it accessible

Instead of having one checkout area, more than one person can wear an apron that has change readily accessible so that the process is quick and painless for shoppers. Keep a supply of newspapers and shopping bags to wrap up items and make them easily transportable.

Include free items and slash prices

If you have some items that people might find useful but you don’t think you’d make much money on, have a bin of free items for shoppers to choose from. At the end of the day, consider offering everything for half off.

Donate the leftovers

At the end of the day, pack up and donate whatever doesn’t sell. Check online to see if there are any charities in your neighborhood that will pick up your items and save yourself a trip.

With a little effort and a free weekend, you can turn all your unwanted stuff into some extra spending cash. Just follow the tips outlined above to host your own successful yard sale.

Compliments of Virtual Results

How To Stay Cool at Home

By Virtual Results

How To Stay Cool at HomeSummer has just begun, but temperatures are already rising! Are you ready for a heat wave? Take advantage of these tips to keep it cool at home during these hot summer days.

Shut the shades

While you may be tempted to let the sun shine in on pretty summer days, you’ll keep your home cooler and save on energy costs by keeping the blinds and curtains closed. Nearly 30 percent of the heat inside your home comes from the windows, so you may be surprised at how effective this can be. Don’t want to close them all and sit in the dark? Focus on the west and south facing windows.

Utilize fans

Ceiling fans can be used strategically to help keep you cool on warm days. In the summer flip the switch so the blades turn counter-clockwise. This blows a cooling air down onto you. You can also place box fans inside your windows facing out to draw hot air outside the house.

Change the sheets

Be sure to swap those cozy flannel sheets you love in the winter for something a little lighter during the summer. Cotton is the best choice this time of year. Want to take it a step further on those really warm nights? Pop them in the freezer for a few minutes before going to bed. Just be sure to put them in a plastic bag first so they don’t smell like frozen broccoli.

Limit appliance use

Ovens, dishwashers and clothes dryer can generate more heat than you may realize. Wait until evening hours to run heat-generating appliances. If you haven’t already, make the switch to LED lights around your home, as they don’t kick out heat the way incandescent lights do.

Cool body heat

Nothing beats the heat like a nice cold shower, which is especially refreshing right before bed. Sip cool drinks throughout the day to keep your internal temperature low and don’t be afraid to slip an ice pack under the sheets at night.

Plant shade trees

While it’s not immediately helpful, planting shade trees around your home will keep it cool in the long term. Choose varieties that lose their leaves in the winter, so that your home can soak up the sun’s ray during the cold months.

Close off unused rooms

Have a room or two in your home that isn’t regularly used? Shut the vents and close the door to that room. No need to cool it if nobody will be inside it.

Clean A/C filters

Your air conditioner works hard in the summer months so you should consider scheduling air conditioning maintenance services beforehand. You can also make it easier for it to get the job done by having Dr duct cleaning in OC keep the vents and ducts clean and changing the filters frequently. Save money on your cooling costs by using a programmable thermostat and turn the temperature up during those times when you’re out of the house. Just remember to keep it cool enough for pets that may be home during that time.

Take it easy

As tempting as it may be to get some home improvement projects completed over the summer months, don’t overdo it. Pay attention to weather reports and plan to take it easy when a heat wave hits. It’s summertime – give yourself permission to slow down, take a break and sip a glass of ice-cold lemonade on the porch.

Compliments of Virtual Results

There’s an App for That

By Virtual Results

There's an App for ThatYou don’t know what you don’t know, so how many homebuyers or home-sellers know they can use their smart phones to get smarter about the process?

It doesn’t matter how far along in your home-buying process you’ve come, you can always tweak things to simplify your life. Adding these nifty apps to your smart phone frees up some of your time to find just the right home.

HOME by FannieMae™

The HOME by FannieMae app gives your resources to prepare your finances, figure out what you can afford, learn all about the process of buying a home, ways to plan for home maintenance and even calculate potential savings on future home mortgage payments.

It features a dashboard to help you keep track of how you’re moving through the process and even offers instructive videos.


Available for both Apple and Android phones, this app features unique technology that instantly tells you all about any home you snap a picture of. You can learn how much it is worth, when it last sold and even how much it sold for. You’ll see information about the number of bedrooms, bathrooms and garage spaces. You can see the lot size and even the school district. The app gives you access to information about more than 90 million homes across the United States. For homes currently on the market, you may even have access to interior photos.

Using HomeSnap helps you narrow down your home search before you go to the effort to take home tours.

House Hunter

The HouseHunter app allows you to keep track of your entire search for your dream home. It stores information, notes and pictures for every home you look at and even allows a rating system so you can evaluate and compare each home you tour. Score each home based on requirements you specify with House Hunter’s proprietary scorecard system. View images of multiple homes at once to help you remember which house is which.


Not just for real estate, the AroundMe app shows you what you can find in any area. So, if your find the home of your dreams, you can also see the nearby hot spots, where to find the dry cleaners, restaurants and even hospitals. It can connect you with taxi services, points of interest and a plethora of other nearby information so that you can learn about a potential neighborhood quickly without having to do exhaustive searches.

Dictionary of Real Estate Terms

Every industry has its own language and LD Real Estate Dictionary is the app that can help you. From “points” to “policy” this app has more than 2000 common real estate terms and their definitions in common English. Navigate the massive paperwork with ease and understanding with this app.

Your agent’s mobile-friendly site

Best of all, your real estate professional’s own mobile-friendly responsive website can keep you connected to the latest listings so you can check them out on your way home from work. Check out the new listings, view stunning images and contact your agent all from the mobile site.

Compliments of Virtual Results

School for Homebuyers?

By Virtual Results

School for HomebuyersNow that the kids have gone back to school, vacations are over and the weather is starting to turn, it’s time to get serious about hunting for a house. Homebuying used to be simple: you saved up some money for a downpayment, enlisted the aid of a real estate agent, found the home you wanted, made and offer and closed the deal. But since the housing meltdown, first-time buyers need savvy skills to negotiate the complexities of credit scores, pre-qualifications, pre-approvals, loan options and closing.

Last April, FannieMae announced its new HomePath Ready Buyer Education Program for first-time homebuyers.

Available completely online, you can attend homebuyer school from the comfort of your living room. When you “graduate” you may qualify for assistance for up to three percent of the purchase price in closing cost toward purchasing a qualified HomePath property. According to FannieMae, this means that on a $150,000 home, you could save up to $4,500 in closing costs on a HomePath qualified home. (Homepath homes are those owned by FannieMae.) More than that, unlike your college tuition, Fannie Mae says it will reimburse your $75 tuition cost at the time of closing on your new home. What could be better than that?

What you’ll learn

Buying your first home is daunting. You have your own fears of taking this gigantic financial step mixed with a boatload of new information, complex processes and paperwork, and new responsibilities. The daunting task of saving up the downpayment actually pales in comparison to the paperwork and meeting the other requirements of purchasing a home with a mortgage.

The total course should take you about four to five hours to complete and you’ll take a quiz (no daunting final exam here) at the end. In the nine, 30-minute sessions, you’ll learn:

  • How to determine what you can afford
  • Homebuyer pitfalls to avoid
  • Ways to decide which home to buy
  • Options for lowering your down payment requirement
  • The best things to include in your offer
  • How to navigate closing complexities

The course exceeds both HUD standards and the National Industry Standards for Homeownership Education and Counseling, but is designed to be both user-friendly and doable from you’re the comfort of your sofa, smart phone or tablet.

Eligibility for the closing cost assistance and reimbursement of the training cost requires that the buyer complete the entire HomePath Ready Buyer training course online and receive the Certificate of Completion.

Buyers must be first-time homebuyers. NOTE: A first-time homebuyer is defined as a homebuyer that did not own property in the last three years, so former homeowners affected by the recession that have improved their credit score can qualify for the program.

The buyer must plan to live in the property as their primary residence. That means that action or investor sales are not eligible.

Exclusive offers

Completion of the HomePath program offers buyers an exclusive “first look” at newly listed foreclosed properties. During the First Look™ marketing timeframe, buyers can make an offer on a foreclosed home without competition from investors, flippers and other buyers looking for a great deal. Utilizing the First Look program, Fannie Mae hopes to promote homeownership and be instrumental in contributing to neighborhood stabilization. When homebuyers can negotiate and purchase foreclosed properties before they are made available to investors, the potential for pride of ownership to lift the community increases.

Fannie Mae uses real estate professionals to complete the home-buying process, so if you’re interested in the HomePath program, contact your real estate professional for more information.

Compliments of Virtual Results