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Flooring Options Decoded

By Virtual Results

Flooring Options Decoded

Welcome to our comprehensive guide on choosing the perfect flooring material for your home. With a wide range of options available, we’ll help you decode the different types of flooring and find the one that best suits your needs, style, and budget. Choosing the right flooring material for your home is a big decision because it impacts both aesthetics and functionality. By decoding the options available, from hardwood to concrete, you can create a space that is both beautiful and functional for years to come.

Hardwood – timeless elegance for your home

Hardwood floors offer a classic, timeless appeal. With their natural beauty, durability, and variety of wood species, they add warmth and character to any space. Opt for solid or engineered hardwood flooring installation, depending on your budget and location. Make sure as well to regularly perform wood floor cleaning for the best look possible.

Laminate – affordable and versatile

Laminate flooring mimics the look of hardwood or stone but comes at a more budget-friendly price. It’s easy to install, resistant to scratches, and a great choice for high-traffic areas or homes with kids and pets.

Vinyl – style and durability combined

Vinyl flooring has come a long way and now offers many stylish designs, including wood, tile, and stone patterns. It’s highly resistant to moisture, easy to clean, and a popular choice for kitchens, bathrooms, and basements.

Tile – endless options for creativity

Tiles offer endless possibilities to showcase your creativity. From porcelain to ceramic, mosaic to subway tiles, you can create stunning patterns and designs that suit your taste. Tiles are durable, easy to maintain, and perfect for areas with high moisture.

Carpet – cozy comfort underfoot

Nothing beats the plush comfort of carpet flooring, especially in bedrooms and living rooms. Choose from various materials, such as wool, nylon, or polyester, based on your desired softness, durability, and stain resistance. Make sure as well to maintain your carpet flooring regularly with the help of carpet cleaning services. And if you need carpet stretching services, then your trusted carpet company can help you.

Cork – eco-friendly and unique

Cork flooring is an eco-friendly material that is made from the bark of cork oak trees. It’s resilient, provides excellent sound insulation, and is comfortable to walk on. Cork floors are ideal for those seeking a sustainable and unique flooring choice.

Bamboo – sustainability and strength

For eco-conscious homeowners, bamboo flooring is a popular choice. Bamboo is a renewable resource that grows quickly. This makes it an environmentally friendly option. It’s harder than hardwood and adds a touch of natural elegance to your home.

Concrete – industrial chic for modern homes

Concrete floors offer a sleek, modern aesthetic and are incredibly durable. They can be polished, stained, or stamped to achieve various finishes and styles. Concrete is ideal for contemporary and minimalist designs.

Luxury vinyl plank (LVP) – beauty and resilience combined

Luxury Vinyl Plank (LVP) flooring offers the perfect balance between style and durability. It mimics the appearance of hardwood or stone but is more affordable and resistant to moisture, scratches, and dents. LVP is an excellent choice for busy households or areas prone to spills.

Natural stone – timeless beauty from the earth

Finally, if you desire a truly luxurious and natural look, then consider natural stone flooring options like marble, granite, or travertine. These materials offer unmatched elegance and durability. While they require regular maintenance, they can transform your home into a sophisticated haven.

Compliments of Virtual Results

8 Tips for a Smooth Home Closing

By Virtual Results

8 Tips for a Smooth Home Closing

Welcome to the exciting journey of closing on your new home! The home closing process can be overwhelming, but fear not! We’ve got you covered with these essential tips to ensure a smooth and stress-free closing experience. By following these tips, you can transition into your dream home with ease.

Prepare your documents in advance

Gather all necessary documents ahead of time, such as identification, bank statements, pay stubs, and tax returns. Being organized will save you time and hassle during the closing process. Create a checklist to ensure you have everything you need, and make copies for easy access.

Get a pre-approved mortgage

Get pre-approved for a mortgage before house hunting to know your budget and strengthen your offer. It gives you an edge in negotiations and speeds up the closing process. Contact several lenders to compare rates and terms, and choose the best option that suits your needs.

Conduct a thorough home inspection

Hire a home inspector to evaluate the condition of the home. A detailed inspection report helps identify potential issues that may require repairs or negotiation before closing. For instance, there might be repairs and maintenance that may come up, which would need the services of professional plumber, electrician, or roofing contractors. Attend the inspection personally and ask questions to gain a better understanding of any concerns.

Communicate openly with your real estate agent

Maintain clear and open communication with your real estate agent throughout the process. They can address your concerns, negotiate on your behalf, and keep things moving smoothly. Regularly check in with them for updates, and don’t hesitate to voice any questions or uncertainties you may have.

Review the Closing Disclosure (CD) carefully

The Closing Disclosure (CD) outlines the final loan terms, closing costs, and other vital information. Review it carefully to ensure accuracy and seek clarifications from your lender if anything seems unclear. Pay close attention to interest rates, loan amounts, and any additional fees to avoid surprises on the closing day.

Perform a final walk-through

Schedule a final walk-through of the property before closing to ensure it’s in the agreed-upon condition. Verify that repairs, if any, have been completed satisfactorily. Check that all appliances, systems, and fixtures are in working order. Take your time during the walk-through and don’t hesitate to note any discrepancies.

Have a contingency plan in place

While you anticipate a smooth closing, unexpected issues can arise. Prepare for potential hiccups by having a contingency plan, such as extending the closing date or arranging temporary accommodation if needed. Stay in touch with your real estate agent and lender to address any unforeseen circumstances promptly.

Be financially prepared for closing costs

Lastly, budget for closing costs, including appraisal fees, attorney fees, inspector and surveyor fees, title insurance, and property taxes. Having the necessary funds readily available ensures a seamless closing process. Request a closing cost estimate from your lender early on to avoid any last-minute financial stress.

Enjoy this exciting milestone and embrace the journey of homeownership! If you have any additional questions or need further guidance, don’t hesitate to reach out to your real estate agent or mortgage lender. They’re there to support you every step of the way. Happy closing!

Compliments of Virtual Results

Selling a Home with a Pool

By Virtual Results

Selling a Home with a Pool

Selling a house with fiberglass pools can be an exciting opportunity to attract buyers seeking a relaxing oasis in their own backyard. It can also be a lucrative endeavor if approached strategically. By following the tips below, you’ll be well on your way to making a splash in the real estate market!

Showcase the pool’s best features

Highlight the pool’s unique selling points, such as its size, shape, and any additional features like a diving board or waterfall. Describe how the pool creates a refreshing retreat and a focal point for outdoor entertainment.

Keep the pool in pristine condition

Maintain the pool regularly by cleaning and treating the water, skimming leaves and debris, and vacuuming the pool floor. Additionally, ensure the pool deck is tidy and free from clutter. A sparkling clean pool will leave a positive impression on potential buyers.

Stage the pool area

Create an enticing atmosphere by arranging poolside furniture, including comfortable loungers, colorful umbrellas, and a stylish table set. Consider adding some potted plants or outdoor decor to enhance the overall aesthetic. This setup will help buyers envision themselves relaxing and entertaining in the space.


Ensure your pool meets all safety regulations by having a proper fence with self-closing gates, latch locks, and safety features like pool covers or alarms. Highlight these safety measures to ease buyers’ concerns and emphasize the family-friendly aspect of the property.

Highlight energy-efficient features

If your pool has energy-efficient equipment, such as a variable-speed pump or LED lighting, emphasize the cost-saving benefits. Mention how these features help reduce energy consumption and lower utility bills, appealing to environmentally-conscious buyers.

Capture stunning pool photos

Take high-quality photos that showcase your In-Ground Pool Installation in all its glory. Capture different angles to highlight the pool’s shape and size, as well as the surrounding landscape. Include shots of the pool illuminated at night to create an enchanting ambiance. Professional photography can greatly add to the appeal of your listing.

Promote outdoor living

Emphasize the lifestyle advantages of owning a house with Above-ground Pools. Mention how the pool area is perfect for hosting summer parties, family gatherings, and enjoying a healthy outdoor lifestyle. Describe how the pool enhances the overall value of the property and creates a personal oasis for relaxation and fun.

Market the pool during the right season

Timing is crucial when selling a pool-equipped house. List your property during the warmer months when potential buyers are more likely to appreciate and consider the added value of a refreshing pool. Promote the pool as a desirable feature for beating the summer heat and enjoying outdoor activities.

Leverage social media

Harness the power of social media platforms like Facebook, Instagram, and Twitter to showcase your pool. Post captivating photos, share enticing details about the pool area, and encourage followers to share and engage with your posts. Consider using relevant hashtags to expand your reach and attract pool-loving buyers.

Collaborate with an agent experienced in pool properties

Finally, choose a real estate agent who understands the unique selling points of a pool-equipped property. They can help market your home effectively and target buyers looking for this specific feature. An experienced real estate agent will know how to highlight the pool’s appeal and attract the right pool-loving buyers to your listing.

Compliments of Virtual Results

Understanding Homeowner’s Insurance

By Virtual Results

Understanding Homeowner's Insurance

Welcome to our friendly guide on understanding homeowner’s insurance. Whether you’re a new homeowner or simply looking to brush up on your insurance knowledge, we’ve got you covered. By staying informed and adequately protected, you can enjoy the peace of mind that comes with being a responsible homeowner. If you have any further questions, then don’t hesitate to reach out to your insurance agent for personalized advice. Happy homeownership!

What is homeowner’s insurance?

Homeowner’s insurance is a policy that protects your home, belongings, and liability against unexpected events like theft, fire, or accidents. This insurance gives you financial support to repair or replace property that has been damaged. It also covers medical expenses or legal fees in case of accidents on your property.

Coverage options

Standard policies typically cover the structure of your home, personal belongings, liability, and additional living expenses if your home becomes uninhabitable. It’s important to carefully review your policy and understand the specific coverage limits and exclusions.

Dwelling coverage

Dwelling coverage pays for repairing or rebuilding your home if it’s damaged by covered perils, such as fire, storms, or vandalism. It includes the cost of materials and labor required to restore your home to its pre-damage condition.

Personal belongings

This coverage helps replace or repair your personal belongings—like furniture, electronics, or clothing—if they are damaged or stolen. It’s a good idea to create a home inventory and keep records of valuable items to ensure proper reimbursement.

Liability protection

Liability coverage protects you financially if someone gets injured on your property and decides to sue you for medical expenses or legal fees. It also covers damage caused by you, your family members, or pets to other people’s property.

Additional living expenses

If your home becomes temporarily uninhabitable due to a covered event, this coverage helps with additional living expenses like hotel bills or meals. This will help you maintain your quality of life while your home is being repaired or rebuilt.


A deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your premium. But make sure you choose a deductible amount that you can comfortably afford in case of a claim. You don’t want to be surprised by a big upfront payment that you aren’t expecting.

Policy exclusions

It’s crucial to understand what is – and isn’t – covered by your homeowner’s insurance policy. Common exclusions include floods, earthquakes, and normal wear and tear. Consider purchasing separate policies or endorsements for these specific risks, depending on your geographical location and needs.

Riders and endorsements

Sometimes, you may need additional coverage for specific items like jewelry, fine art, or expensive electronics. Riders, also known as endorsements, can help protect these valuable possessions. Riders provide additional coverage or reduce coverage limitations.

Shopping around

Finally, buying homeowner’s insurance or renters insurance is just like making any other important purchase. Take your time to shop around and compare quotes from different insurance providers. Consider factors like coverage, deductibles, customer reviews, and the company’s reputation for claims handling. Don’t hesitate to ask questions and seek clarification before making a decision.

Compliments of Virtual Results

Should You Offer a Home Warranty?

By Virtual Results

Should You Offer a Home Warranty?

When it comes to selling your home, one decision that often arises is whether or not to offer a home warranty. Deciding whether to offer a home warranty requires careful consideration. By providing a home warranty, you can potentially make your home more attractive to buyers and streamline the selling process. However, it’s crucial to carefully weigh the costs, limitations, and alternative options available. Ultimately, the choice to offer a home warranty should align with your objectives and provide a win-win scenario for both you and the potential buyer. Let’s take a closer look.

What is a home warranty?

A home warranty is a contract that provides coverage for repairs or replacements of major systems and appliances. It typically lasts for a specific period, such as one year, and can be renewed.

Benefits for buyers

Offering a home warranty can attract potential buyers by providing them with a sense of security and peace of mind. It assures them that if covered systems or appliances break down, they won’t have to bear the full cost of repairs or replacements.

Enhanced marketability

A home warranty can make your property stand out in a competitive market, giving you an edge over other sellers. It shows that you are proactive and willing to go the extra mile to ensure a smooth homeownership experience for the buyer.

Cost considerations

Before deciding on a home warranty, evaluate the cost of the warranty itself, as well as any deductibles and service fees. Compare different warranty providers and their coverage options to find the most cost-effective solution.

Coverage limitations

Be aware that home warranties have limitations on coverage, such as pre-existing conditions or specific item exclusions. Read the fine print and understand what is included and excluded to avoid any surprises later on.

Existing home systems

Consider the age and condition of your home’s systems and appliances. Older systems may be more prone to breakdowns, making a home warranty more beneficial. On the other hand, if your home’s systems are relatively new or recently replaced, a warranty may be less necessary.

Buyer negotiations

A home warranty can be used as a negotiating tool during the sale process, potentially reducing the need for repair concessions. By offering a warranty upfront, buyers may feel more confident and be less inclined to request extensive repairs or price reductions.

Seller protection

By offering a home warranty, you can minimize the risk of post-sale disputes over major system or appliance failures. If a covered item malfunctions shortly after the sale, then the warranty can help protect you from potential legal issues or financial burdens.

Alternative solutions

Evaluate other options, such as pricing your home competitively or offering an allowance for repairs, as an alternative to a home warranty. Depending on the market conditions and the preferences of potential buyers, these alternatives may be more appealing and cost-effective.

Consult with professionals

Before making a decision, consult with your real estate agent, home inspector, and warranty providers to gather expert opinions. They can provide valuable insights based on their experience and help you evaluate the pros and cons specific to your property and local market.

Compliments of Virtual Results

Buying a Home for a Growing Family

By Virtual Results

Buying a Home for a Growing Family

If you’re part of a growing family, then you know how crucial it is to find the perfect place to call home sweet home. There are many factors to consider when purchasing a house that can accommodate your expanding brood. By considering these factors, you can make an informed decision that meets your family’s needs and enhances your quality of life. Remember, a home is not just a physical space but a place where cherished memories are made, and love and laughter fill the air. So let’s get started!

Determine how much space you will need

As your family grows, so does the need for more space. Think ahead about how much space you may need a few years from now. Ensure the prospective home offers enough bedrooms, living areas, and storage options for everyone to feel comfortable.

Consider homes with expansion potential

Anticipate your family’s changing needs. Look for a home with potential for expansion, such as unfinished basements or extra land for building additions.

Consider the school district and neighborhood amenities

The neighborhood’s proximity to quality schools, parks, and amenities is vital. Think about the convenience and safety of your daily routines and the ratings of the schools in the area.

Look for homes with outdoor spaces

Growing children need room to play, so check for a spacious backyard or nearby parks. Consider outdoor activities, entertaining guests, and creating lasting memories.

Research neighborhood safety

Prioritize your family’s safety by researching the crime rates, street lighting, and overall security of the neighborhood. Peace of mind is priceless.

Don’t forget about commute times

Long commutes can take a toll on family time and add unnecessary stress. Look for a home that reduces travel time to work, schools, and other frequented destinations. Studies show that the shorter your commute time, the happier you are.

Look closely at the layout

Consider a home’s layout and functionality. Open floor plans, family rooms adjacent to the kitchen, and easy access to bedrooms are desirable features for a growing family. Being able to monitor your children from any room in the home can be a real bonus.

Check on a home’s storage areas

To keep your home tidy and organized, ample storage is crucial. Look for closets, cabinets, and built-in shelving that can accommodate your family’s belongings.

Stick to your budget

While it’s tempting to chase your dream home, it’s essential to stay within your means. Factor in mortgage payments, taxes, utilities, and potential maintenance costs. You don’t want to stress about your monthly expenses down the line after you’ve settled in.

Don’t bypass the inspection

Before sealing the deal, invest in a thorough home inspection. It will reveal any underlying problems that may affect your family’s safety or financial well-being. For instance, you might need plumbing assistance for issues like drain unclogging.

Evaluate the neighborhood’s community spirit

A vibrant community can enhance your family’s lifestyle. Research local events, clubs, and activities that foster a sense of belonging and create lasting friendships. Look for organizations that both kids and adults can enjoy together.

Think about the resale value

Finally, think of your home as an investment. Research the area’s real estate market trends to ensure your property holds its value or has the potential for appreciation.

Compliments of Virtual Results

8 Tips for Selling a Fixer-Upper

By Virtual Results

Do you have a fixer-upper on your hands that you’re eager to turn into a profit? Well, you’ve come to the right place! While it may seem like a challenge, there are many things you can do to make your property shine. We’ve gathered the 8 most valuable tips that will help you sell your property successfully. Let’s get started on transforming your diamond in the rough into a true gem!

Set the right price

Determining the right price for your fixer-upper is crucial. Begin by researching the local market to understand the pricing trends. Compare your property with similar ones in the area, considering their condition and recent sale prices. Don’t forget to factor in the estimated home remodeling and renovation costs. Striking a balance between affordability and profit potential is key to attracting potential buyers.

Enhance curb appeal

First impressions matter, so make sure your fixer-upper’s exterior shines! Invest in a fresh coat of paint, tidy up the landscaping, and add some charming touches to the front door. Creating curb appeal will draw buyers in and leave them eager to explore the rest of the property.

Highlight the potential

Every fixer-upper has its hidden gems waiting to be discovered. Highlight the property’s unique features, such as original hardwood floors, spacious layouts, or architectural details. By showcasing the potential, you’ll help buyers envision how they can turn this diamond in the rough into their dream home.

Neutralize and depersonalize

Make it easy for buyers to envision their own style and personality in the space. Create a neutral canvas by removing personal touches, minimizing bold colors, and decluttering the interiors. Make sure that you vacuum the entire place. If you need a powerful vacuum, you may consider getting one from a Beam Central Vacuum Dealer. By allowing buyers to visualize their own ideas and possibilities, you increase the chances of a successful sale.

Address essential repairs

Ensure the basics are in working order. Fix any leaky faucets, repair broken windows, and address any faulty wiring or plumbing issues. Make sure as well not to forget to inspect the roofing with the help of residential roofing contractors. Buyers appreciate a functional home, and addressing these essential repairs will save them time and effort down the road.

Stage it smartly

Staging your fixer-upper strategically can have a significant impact on the sale. Arrange furniture to maximize the space and create a warm and inviting atmosphere. Use clever tricks like mirrors to make rooms appear larger and brighter. A well-staged home will help buyers see the true potential and encourage them to make an offer.

Provide detailed disclosures

Honesty is vital when selling a fixer-upper. Disclose all known issues, including structural problems or permits required for repairs. Being transparent builds trust with potential buyers and helps them make informed decisions. Provide detailed documentation about any previous renovations or upgrades you’ve completed, showcasing the progress made.

Leverage online and offline marketing

Lastly, harness the power of both online and offline marketing to attract potential buyers. Utilize social media to showcase your fixer-upper, targeting people specifically looking for a project. Additionally, engage with a local real estate agent who has expertise in selling properties with potential. They can help you reach a wider audience and connect with serious buyers.

Compliments of Virtual Results

Title Insurance is Your Home’s Superhero Shield

By Virtual Results

Title Insurance is Your Home’s Superhero Shield

Buying a home is an exciting journey filled with dreams and possibilities. You spend endless hours searching for the perfect place to call your own, imagining a future filled with happiness and cherished memories. But during this process, there’s a crucial element that often goes unnoticed: title insurance.

Understanding title insurance

“What exactly is title insurance?” you might wonder. Well, imagine it as a superhero shield, protecting your investment from potential hidden dangers. It’s a safeguard that ensures your ownership rights are secure and provides peace of mind for years to come.

The importance of title insurance

When you purchase a home, you’re not just acquiring the physical property itself. You’re also acquiring its history. This history is tied to the property’s title, which documents its ownership lineage. Title insurance shields you from any issues that might arise from this history. This gives you a clear and undisputed claim to your new home.

Why relying on the seller isn’t enough

While it’s true that sellers are required to provide a clear title, unforeseen problems can still arise. Without title insurance, you might face legal battles, unpaid taxes, undisclosed liens, or even fraudulent claims on the property.

How title insurance works

Title insurance works by thoroughly examining the property’s title history, and uncovering any potential issues before you close the deal. This is known as a title search. It’s conducted by professionals who specialize in scrutinizing every nook and cranny of the property’s past. They dig deep to ensure your future is free from any unwanted surprises.

Protection against common title issues

One of the most common title issues is an unknown heir or a long-lost relative appearing to claim ownership rights. Can you imagine the shock and stress of someone suddenly asserting their stake in your home? Title insurance shields you from such nightmares, protecting your investment and shielding you from financial loss.

Guarding against hidden debts and liens

Another sneaky villain lurking in the shadows is the existence of unpaid taxes or liens on the property. These hidden debts can potentially become your responsibility if they’re discovered after the purchase. However, with title insurance, you can rest easy knowing that these issues will be covered, and you won’t be left to foot the bill.

Protection against fraudulent activities

Fraudulent activities are on the rise, and real estate transactions are not immune to their tricks. There have been instances of forged documents, identity theft, and even fraudulent sales. Title insurance acts as your guardian, ensuring that you’re the rightful owner of your home.

Safeguarding your future investments

Imagine purchasing a beautiful home, only to find out later that there’s an existing mortgage on the property. The previous owner might have neglected to mention it, or it could be an oversight in the title examination process. Title insurance swoops in to save the day, protecting you from unexpected debt burdens and preserving your financial stability.

Enabling freedom to enhance and expand

Finally, title insurance grants you the freedom to enhance and expand your property without fear. By protecting against any potential boundary disputes, it ensures that your new vinyl fence, deck, or backyard oasis won’t be subject to legal battles with neighbors. It doesn’t take much to imagine neighbors trying to somehow encumber simple things like calling a tree removal service to help you get a dead tree safely off your yard. These relatively small projects that should be entirely your decision and at your discretion alone. What if you want to take on a slightly bigger project, like a new paver patio installation for example? Having all your paperwork in place will mean that no neighbors can stop you if all they want to do is complain that your pros hard at work for a few hours is inconvenient for them.

Moreover, title insurance isn’t just a one-time shield. It stays with you for as long as you own your home. That means it’s there to protect you even if a title issue arises years down the line. It’s like having a loyal companion by your side, ensuring your investment remains secure, no matter what challenges may come your way.

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Last-Minute Halloween Decorations

By Virtual Results

Last-Minute Halloween DecorationsThe big day is here! Halloween is one of those holidays that some people – especially kids – look forward to all year. Handing out candy to trick-or-treaters or inviting people over for a party is one of the pleasures of the season. But if you waited until the last minute to decorate your house for Halloween, don’t worry. There are quite a few quick and easy things you can do to make your home look spooktacular! These are our favorites.

Trash-bag spider

If you have a black plastic trash bag or two handy, then you have everything you need to make a spider. All you have to do is fill one bag with leaves or paper. Then cut long strips from the other for the legs and tape them on. Place it wherever you like! This is a perfect decoration for outdoors. However, if you’re hanging them on higher floors of your home, you can use equipment such as temporary scaffolding stair systems for safety.

Paper bats

Another easy last-minute Halloween decoration you can make is bats. Just grab some black construction paper and draw flying bats on the pieces. Cut them out and attach them to the walls or the ceiling. If you have fishing line or even thread, you can also attach them to the bats and hang them from the ceiling so they look like they’re flying.

Floating witch hats

While you’ve got the black construction paper out, you can also make floating witch hats. Simply cut and tape the hats together and then hang them from the ceiling with fishing line or thread. These also look great hanging on your front porch.

Wine bottle mummies

Make your bar look a tad creepier by crafting a few wine bottle mummies. All you need to do is wrap the bottle with white ribbon or even masking tape and then stick on a pair of googly eyes.

Door mummy

Continuing with the mummy theme, you can turn your front door into a giant mummy, too! Just take some white party streamers and wrap your door in them. Tape on some scary-looking eyes to complete the look.

Pumpkin cooler

Another great idea for your bar will also keep your drinks cold. Simply take a pumpkin and carve out the inside. Then fill it with ice and bottles of your favorite beverage. It’s both practical and adorable!

Toilet paper pumpkins

If you have some orange or yellow scrap fabric laying around, then try making toilet paper pumpkins. This is one craft that couldn’t be easier. Simply wrap a roll of toilet paper in the fabric. Add a stick to the top and you’re done!

Pumpkin balloons

Another easy way to make pumpkin decorations is with balloons. Blow up orange balloons either with air or with helium if you have it. Then cut out eyes, noses, and mouths from black construction paper and tape them on. You can also draw them on with a black marker.

Tomato cage ghosts

Finally, don’t forget to add a spooky Halloween element to your yard, too. If you have tomato cages left over from your summer garden, you can turn them into ghosts. Turn each cage upside down and put a white pillow case over the top. Add eyes and a mouth with a black marker or paint. You can even make them glow by adding string lights inside. Your guests will love them!

Common Halloween Home Insurance Claims

By Virtual Results

Common Halloween Home Insurance ClaimsHalloween is the scariest time of the year, and not just for those adorable trick-or-treaters. In fact, there are more home insurance claims on Halloween than on any other day of the year. As a homeowner, you need to know what kinds of claims are common on this holiday so you know what to avoid. Let’s take a closer look.

Fires from candles

It just doesn’t feel like Halloween unless you have a jack o’ lantern glowing with the flames from a candle. But those candles can wreak havoc on your home. It doesn’t take much for a candle to get knocked over, which can set everything around it ablaze. If you are going to use real candles as part of your decor, then keep an eye on them. And don’t forget to blow them out when the night is over. Better yet, use battery-operated candles instead. They look just the real thing and eliminate the hazards of a real flame.

Fires from decorations

Lighting is the key to making your Halloween display look extra spooky. Many homeowners like to create elaborate displays outdoors for people to enjoy on Halloween. One very popular type of decoration is inflatables. These are plugged into an extension cord to inflate them and light them up. Unfortunately, extension cords can be a major source of accidental fires. If you’re using an extension cord outside for your Halloween decorations, then make sure you are using those that are made to be outside. If you use an interior extension cord, it can overheat and cause a fire or in minor cases it can cause a power outage, if this happens then you can get assistance from a 24/7 emergency electrician. It’s better that you have ideas on what to do if you experience this power outage. Click here to learn more about this.


It’s not too surprising that home insurance claims for vandalism spike on Halloween. It is, after all, a holiday that celebrates mischief. Some of the more common vandalism claims on Halloween are caused by eggs thrown at houses, rocks thrown through windows, or toilet paper tossed into trees. Unfortunately, even more extreme vandalism can occur on Halloween that could displace you from your home. You can help to avoid this situation by keeping your home secure on Halloween. This includes keeping lights on both inside and outside and locking your doors and windows. If you’re not home, use a timer to turn the lights on and off.


Along with vandalism, theft is another common home insurance claim during the Halloween season. A large percentage of these thefts occur at home. Thieves will steal things such as decorations, bikes, scooters, and even cars. Criminals may also attempt to break into your home to steal your belongings. As mentioned above, the best way to prevent this type of claim is to make it look like you are home and active – even if you aren’t.


Finally, you don’t want your home to be the scene of an accident. Unfortunately, that can happen all too often on Halloween. To protect yourself and your guests, take the necessary steps to keep your home free from things that might cause an accident. Provide plenty of light so that those wearing costumes can clearly see. Keep walkways free from debris. And keep dogs and other pets away from guests. Even if your dog has a calm disposition, it can act out because of all the activity of the season. If someone gets injured inside your property, they may seek compensation with the help of a personal injury attorney.

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